Mortgage research is fragmented across calculators, rate tables, lender language, and advice that can be hard to compare. A small change in term or down payment may reshape the whole decision.
Get in touch PRODUCT 02 · Home finance · Coming soon
MortgageIQThe smarter path to a Canadian mortgage.
01 / PRODUCT OVERVIEW
PART OF THE PROLIFIC ECOSYSTEM
A mortgage decision deserves a complete picture.
MortgageIQ helps Canadians explore affordability and mortgage scenarios before the pressure of an application. Rates, terms, down payments, and monthly costs become one connected decision—not a collection of disconnected calculators.
CompanyProlific Software
MarketCanada
AvailabilityComing soon
02 / PROBLEM → SOLUTION
WHY MORTGAGEIQ
Complexity should become clarity.
MortgageIQ places scenarios side by side, explains the tradeoffs in plain language, and keeps the assumptions visible so you can compare possibilities with confidence.
03 / THE EXPERIENCE
ILLUSTRATIVE PRODUCT PREVIEW
Compare the decision, not just the rate.
The MortgageIQ experience frames monthly cost, cash required, term, and rate assumptions together so every scenario remains understandable.
PROLIFIC / MORTGAGEIQ
Scenario comparison
- Down payment
- 20%
- Term
- 3 years
- Amortization
- 25 years
- Down payment
- 25%
- Term
- 5 years
- Amortization
- 25 years
Monthly difference$148
04 / CAPABILITIES
WHAT IT BRINGS TOGETHER
Focused tools. Practical outcomes.
Features
Scenario comparison
Place meaningful mortgage options side by side without losing the assumptions behind them.
Affordability context
See how down payment, amortization, rate, and recurring costs shape the monthly picture.
Decision brief
Keep a clear summary of the scenario you want to discuss with a broker, lender, or advisor.
Benefits
Fewer surprises
Understand more of the financial picture before a high-pressure conversation begins.
Stronger comparisons
Evaluate tradeoffs using the same assumptions instead of switching between calculators.
More confident questions
Arrive prepared to ask what matters about the mortgage structure—not only the headline rate.
05 / HOW IT WORKS
A CLEAR OPERATING RHYTHM
From information to a better next move.
Set the home scenario
Add the purchase, down payment, and timing assumptions you want to explore.
Compare structures
Review how different rates, terms, and amortizations change the monthly and long-term picture.
Prepare the conversation
Save the clearest scenario and use it to guide the next discussion with a qualified professional.
06 / FAQ
THE IMPORTANT QUESTIONS
Clear answers, before you begin.
01Is MortgageIQ a lender or mortgage broker?
No. MortgageIQ is decision-support software. It helps you understand and compare scenarios; it does not provide a mortgage commitment or replace a licensed professional.
02Are the rates shown guaranteed?
No. Rates and qualification depend on timing, lender, borrower profile, and other conditions. MortgageIQ keeps scenario assumptions visible and identifies when information is illustrative.
03Does MortgageIQ replace financial advice?
No. It is designed to help you prepare, compare, and ask better questions before working with a qualified broker, lender, or advisor.
04Is MortgageIQ built for every province?
MortgageIQ is purpose-built for Canadian home finance. The early-access program will communicate regional availability and product coverage as features are released.
05How do I get early access?
Join the MortgageIQ waitlist below. Invitations and product updates are sent in stages as the experience becomes available.
07 / STAY CLOSE
COMING SOON
Prepare for the mortgage conversation.
Join the MortgageIQ early-access list for product invitations and thoughtful updates—without the noise.
Product updates only. No noise. Unsubscribe anytime.